Terms and Conditions

Introduction

Welcome to the All Finstars website. These Terms and Conditions govern your use of our website and services. By accessing or using our website, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our website.

Use of Website

Eligibility

You must be at least 18 years old to use our website and services. By using our website, you represent and warrant that you meet this age requirement.

Account Responsibility

If you create an account on our website, you are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other security breach.

Services

Scope of Services

All Finstars provides financial brokerage services, including assistance with home loans, investment loans, SMSF loans, refinancing loans, and construction loans. Our services are subject to availability and may be modified or discontinued at any time.

No Financial Advice

The information provided on our website is for general informational purposes only and does not constitute financial advice. You should seek professional advice tailored to your specific circumstances before making any financial decisions.

Privacy

Your use of our website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using our website, you consent to the practices described in our Privacy Policy.

Intellectual Property

All content on our website, including text, graphics, logos, images, and software, is the property of All Finstars or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on our website without our prior written permission.

Prohibited Activities

You agree not to:

Disclaimers

Our website and services are provided on an "as is" and "as available" basis. All Finstars makes no warranties, express or implied, regarding the accuracy, reliability, or availability of our website or services. We disclaim all warranties, including but not limited to, implied warranties of merchantability and fitness for a particular purpose.

Limitation of Liability

To the fullest extent permitted by law, All Finstars shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or in connection with your use of our website or services. This includes, but is not limited to, damages for loss of profits, data, or other intangible losses.

Indemnification

You agree to indemnify and hold harmless All Finstars, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising out of your use of our website or violation of these Terms and Conditions.

Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the jurisdiction in which All Finstars operates, without regard to its conflict of law principles. Any legal action or proceeding arising out of or related to these terms shall be brought exclusively in the courts of that jurisdiction.

Changes to Terms and Conditions

We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Your continued use of our website following any changes constitutes your acceptance of the new terms. We encourage you to review these terms periodically.

Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us at Contact page.

Effective Date: May 2024

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All Finstars © Ms Finance Pty Ltd | ACN No.656 541 203 | Credit Representative No.539653 | Australian Credit Licence No.383640

The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.

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